{"id":278249,"date":"2025-11-06T09:59:25","date_gmt":"2025-11-06T14:59:29","guid":{"rendered":"https:\/\/beta.pewresearch.org\/pewresearch-org\/?p=278249"},"modified":"2026-07-09T15:21:02","modified_gmt":"2026-07-09T19:21:02","slug":"how-americans-are-feeling-about-their-finances-as-they-age","status":"publish","type":"post","link":"https:\/\/beta.pewresearch.org\/pewresearch-org\/social-trends\/2025\/11\/06\/how-americans-are-feeling-about-their-finances-as-they-age\/","title":{"rendered":"How Americans are feeling about their finances as they age"},"content":{"rendered":"\n
About this research<\/summary>\n

This Pew Research Center report looks at how Americans are thinking about aging and how things are going for adults ages 65 and older.<\/p>\n\n\n\n

Why did we do this?<\/strong><\/p>\n\n\n\n

Pew Research Center does research to help the public, the media and decision-makers understand important topics.<\/p>\n\n\n\n

This research is part of our ongoing effort to study how the U.S. is changing socially and demographically and how the public is reacting to these changes. It also builds on previous work we\u2019ve done on older adults and aging<\/a>.<\/p>\n\n\n\n

How did we do this?<\/strong><\/p>\n\n\n\n

For this study, we surveyed 8,750 adults from Sept. 2 to 8, 2025. The survey included 6,156 adults under 65 and 2,582 adults ages 65 and older. Everyone who took part is a member of the Center\u2019s American Trends Panel<\/a>. The survey represents the views of the full U.S. adult population.<\/p>\n\n\n\n

Here are the survey questions<\/a> used for this report, the detailed responses<\/a> and the survey methodology<\/a>.<\/p>\n<\/details>\n\n\n\n

Amid a dwindling Social Security retirement trust<\/a> and increased national life expectancy<\/a>, many Americans are uncertain about their financial future.<\/p>\n\n\n\n

Four-in-ten U.S. adults say they aren\u2019t confident they\u2019ll have enough income and assets to last throughout their retirement years or say they won\u2019t be able to retire at all. Only about a quarter (26%) are extremely or very confident.<\/p>\n\n\n\n

\"Chart<\/a><\/figure>\n\n\n\n

Older adults are the most confident about their finances in retirement. Still, fewer than half of those in their 60s and 70s are highly confident, compared with 50% of people in their 80s and older.   <\/p>\n\n\n\n

These findings are based on a survey of 8,750 U.S. adults conducted Sept. 2-8, 2025, aimed at understanding how Americans are thinking about and experiencing aging. Read key findings<\/a> from the full study.<\/em><\/p>\n\n\n\n

How uncertainty about finances differs by groups<\/h3>\n\n\n\n

The share of U.S. adults who are uncertain \u2013 that is, they aren\u2019t too confident or aren\u2019t confident at all that they\u2019ll have enough income and assets to last throughout their retirement years or say they won\u2019t be able to retire \u2013 varies by demographic group.<\/p>\n\n\n\n

\"Chart<\/a><\/figure>\n\n\n\n